Experience the Mountain Heritage Difference!
Looking out for the little guy!
Our Rates
Mountain Heritage Federal Credit Union offers a wide variety of loans, including home, auto, and personal loans. Loan rates change periodically, so be sure to check in and see what YOUR credit union can do for you. Want to know what your payment might be? Check out our loan calculators.
Download our loan application
Call Credit Union for current rates 800-344-5262
Loan Rates Savings / Shares Rates Certificates
Effective as of: November 2, 2022
| Share Secured (Shares) | ||
| minimum rate is 6% APY | 3% above dividend rate attime of disbursement | |
| Shares Secured (CertificateAccounts) | ||
| minimum rate is 6% APY | 3% above dividend rate attime of disbursement | |
| Savings | ||
| Shares | ||
| Minimum Balance | Dividend/ Interest Rate% | APY* |
| $5.00 | .10% | .10% |
| Share Draft (Checking) | ||
| Minimum Balance | Dividend/ Interest Rate% | APY* |
| N/A | N/A | |
| Club Account (Christmas and Vacation) | ||
| Minimum Balance | Dividend/ Interest Rate% | APY* |
| .75% | .75% | |
| IRA | ||
| Minimum Balance | Dividend/ Interest Rate% | APY* |
| .90% | .90% | |
| Money Market Accounts-- Free Checks | ||
| Minimum Balance | Dividend/ Interest Rate% | APY* |
| $1,000.00 | 2.00% | 2.02% |
| $10,000.00 | 2.50% | 2.53% |
| Limited to 3 check withdrawals a month If you write more than 3 checks a fee of $20.00 per check will be charged. If drops below $1,000.00 no dividends will be paid for that month. | ||
Back to Top
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Mountain Heritage FCU website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Mountain Heritage FCU website.
We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mountain Heritage FCU.
CLICK OK TO CONTINUE OR CANCEL TO ABORT.
Continue Cancel
We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mountain Heritage FCU.
CLICK OK TO CONTINUE OR CANCEL TO ABORT.
Continue Cancel
Have you logged into Online Banking since July 25th 2022?
No, I haven't Logged in yet. Yes, I have Logged in.
No, I haven't Logged in yet. Yes, I have Logged in.