Membership Eligibility

How do you become a member of Mountain Heritage Federal Credit Union? You first must be eligible to become a member.
Requirements are listed below. Then just fill out a membership application.

Field of Membership

The field of membership shall be limited to those having the following common bond:

• Employees of the Parkersburg District of the Internal Revenue Service, Treasury Department of the U.S. Government, who work in West Virginia, Employment Standards Administration Office of Workers Compensation.


• Employees of the following who work in the Federal Building in Parkersburg, West Virginia: Farmers Home Administration, Department of Agriculture, U.S. District Court, and General Services Administration.


• Employees of the Appalachian Fruit Research Station, U.S. Department of Agriculture, who work in Kearneysville, West Virginia.


• Employees of Battelle and RMS Technologies, who work at the U.S. Coast Guard Operation Systems Center in Martinsburg, West Virginia.


• Employees of the Department of the Treasury, Bureau of Alcohol, Tobacco and Firearms, National Tracing Center, who work in Falling Waters, West Virginia.


• Certified volunteers of Tax Counseling for the Elderly (TCE) and of Volunteer Income Tax Assistance (VITA), programs established and administered by the Internal Revenue Service, who work in the State of West Virginia under the supervision of the Internal Revenue Service staff.


• Employees of the following who work in the West Virginia locations named: Lunch Box - West Virginia Society for the Blind, Federal Building, Parkersburg; United States Department of the Interior, National Biological Survey, at the Leetown Center, Kearneysville.


• Employees of the following who work in West Virginia locations named: Digicon Corporation, Alcohol, Tobacco, and Firearms Building, Martinsburg; Ogden Government Services, IRS Computing Center, Martinsburg, IRS Field Office, Huntington, NTC Contractor at ATF Facility, Falling Waters; Wyoming County Workshop, Inc. at Beckley Federal Building; Employees and Volunteers of Little Eagle Child Care Center who work in Kearneysville, WV; Employees of the U.S. Coast Guard who work in Kearneysville, WV; Employees of.


• Family of credit union members, defined as: a) Relatives, by blood or marriage, living under the same roof in the same household; and b) Daughters-in-law, sons-in-law, and grandchildren, living under the same roof in the same household with children who are members of the credit union, are also eligible.


• Employees and volunteers of Little Eagle Child Care Center who work in Kearneysville, West Virginia.


• Employees of the U.S. Coast Guard who work in Kearneysville, West Virginia.


• Employees of the United States District Court who work in Beckley, West Virginia.


Employees of the following groups who work in Martinsburg, West Virginia: (click to expand list )
• Mid-Atlantic Protel, Inc.
• 55-60's Ice Cream Parlor
• B Moss
• Bearly Believable
• Dollar Tree
• Finish Line
• FYE/The Wall
• Payless Shoe Source
• Pretzel Time
• Radio Shack
• Rex TV
• Shoe Department
• Silver Palace
• The Course
• The Diner
• Walden Books
• Whitehall Co. Jewelers
• Big Brothers/Big Sisters of the Eastern Panhandle
• Blue Ridge Counseling Services
• Deb Shop
• Sears
• Friedman's Jewelers
• Outlooks for Hair
• Ribbons Hallmark


• Employees of Laurel Van Lines who work in Baltimore, Maryland.


Persons who live, work, worship, attend school in, and businesses and other legal entities located in the underserved area of Wood County, West Virginia, consisting of the following 17 census tracts: (click to expand list )

0002.00-0006.00, 0007.01, 0007.02, 0008.01, 0009.01, 0009.02, 0101.01, 0102.00, 0104.00, 0105.01, 0106.02, and 0108.0; bounded by: starting at the intersection of Washington County, OH/Wood County, WV border,/Ohio River and I-77, southwest to Big Run (Ck.), south to Plum Run/Plum Run (Ck.), southeast to I-77, southwest to to Big Run (Ck.), northwest to JestervilleRd./Ridge Rd./Co. Rt. 4 to Co. Rt. 10, north on Co. Rt. 10/Rosemar Rd. to Briscoe Run, northwest, west to SR14/Grand Central Ave., southwest to 30th St., southeast to Pond Run, south to Little Pond Run, southeast to Lakeview Dr./35th St. to Emerson Ave., east to 36th St., east to Broad St., south to Foley Ave., southeast to Cadillac Dr., northeast to 36th St., east to Holmes Run, southeast to Worthington Cr., northeast to Old St. Marys Pike/Co. Rt.16/1 to I-77, south to U.S. Rt. 50 to the Wood Co./Ritchie Co. line, southwest to the Wood Co./Wirt Co.line, west Little Kanawha R., west, northwest to Jackson Run, west to SR 14, north to Blizzard Dr., northwest to 12th Ave., west to SR 95, west to Neal Run, west, north, northeast around the LubeckDis. Boundary to the railroad, northwest to SR 68, then north and east along the Ohio River at the Wood Co., WV/Washington Co., OH line to the intersection with I-77.



Persons who live, work, worship, attend school in, and businesses and other legal entities located in the underserved area of Wood County, West Virginia, consisting of census tract: (click to expand list )

0108.00; bounded by: starting at the intersection of Washington Co., OH/Wood Co., WV border/Ohio River and North Fork Lee Ck., southeast along New England Ridge Rd./Beaman Rd./North Fork Lee Ck., south to Wadesville Rd./Co. Rt. 13/1/Co. Rt. 13/Wadesville Rd.to Co. Rt. 13/2, east to Pavement Rd., southeast to Co. Rt. 13/5/Co. Rt. 14/4 to Co. Rt. 46/3, southwest to Co. Rt. 46/Co. Rt. 46/5/Co. Rt. 21/24/Co. Rt. 46/7 to Buck Run, northeast to Co. Rt. 21, Radcliff Run Rd., east of Sugar Camp Shortcut Rd., south to Slate Ck. Rd., to Co. Rt. 21/29, Slate Ck. Rd. east to Slate Ck., southeast to the Wood Co./Wirt Co. line, southwest to the Wood Co./Jackson Co. line, northwest to the Wood Co., WV/Meigs Co, OH line/Ohio River, north along the Ohio River to North Fork Lee Ck.



• Persons who live, work, worship, attend school in, and businesses and other legal entities located in the underserved area of Wirt County, West Virginia.


• Spouses of persons who died while within the field of membership of this Credit Union.


• Employees of this Credit Union.


• Persons retired as pensioners or annuitants from the above employment.


• Member of the immediate family or household.


• Organizations of such persons.


The following organizational accounts: (click to expand list )
• Mid-Atlantic Protel, Inc., Martinsburg, West Virginia
• 55-60's Ice Cream Parlor, Martinsburg, West Virginia
• B Moss, Martinsburg, West Virginia
• Bearly Believable, Martinsburg, West Virginia
• Dollar Tree, Martinsburg, West Virginia
• Finish Line, Martinsburg, West Virginia
• FYE/The Wall, Martinsburg, West Virginia
• Payless Shoe Source, Martinsburg, West Virginia
• Pretzel Time, Martinsburg, West Virginia
• Radio Shack, Martinsburg, West Virginia
• Rex TV, Martinsburg, West Virginia
• Shoe Department, Martinsburg, West Virginia
• Silver Palace, Martinsburg, West Virginia
• The Course, Martinsburg, West Virginia
• The Diner, Martinsburg, West Virginia
• Walden Books, Martinsburg, West Virginia
• Whitehall Co. Jewelers, Martinsburg, West Virginia
• Big Brothers/Big Sisters of the Eastern Panhandle, Martinsburg, West Virginia
• Blue Ridge Counseling Services, Martinsburg, West Virginia
• Deb Shop, Martinsburg, West Virginia
• Laurel Van Lines, Baltimore Maryland
• Friedman's Jewelers, Martinsburg, West Virginia
• Outlooks for Hair, Martinsburg, West Virginia
• Ribbons Hallmark

Directors and Committee Members

Board of Directors:

• Brian Clay
• Kevin Grose
• Kim Dellinger
• Michael Moore
Janet Conner

Supervisory Committee:

• Roni Pack
• Teresa Edwards
• Veda Holly
• Barbara Baker
• Linda McClung